Who Provides Longshoreman Insurance for Marine Contractors?

LongshoremanInsurance.com is a nationwide insurance agency that helps marine contractors and staffing agencies obtain United States Longshore and Harbor Workers' Compensation Act (USL&H) insurance from authorized insurance companies.

We are not the insurance company. We are the specialty agency that places your coverage with the carriers who write it — and we've been doing exactly this since 2007.

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What We Do, in Plain English

USL&H is a federal workers' compensation law, not a product sold directly by any single insurer to the public. Getting covered means working with an agency that knows which carriers write this coverage, which ones are actively writing your class of business, and how to package the submission so it gets underwritten instead of declined.

That's our job. We identify the right market for your operation, prepare and submit your account, and manage the relationship going forward — audits, renewals, and claims support included.

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Who We Place Coverage For

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WHO THIS IS FOR

  • Marine contractors: ship repair, shipbuilding, marine construction, dock and pier work
  • Staffing agencies placing workers into maritime or waterfront roles
  • Marine insulation and lagging contractors
  • Terminal, marina, and shipyard subcontractors
  • Businesses with prior non-renewals, cancellations, or difficult loss history
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Markets We Access

We place USL&H and related marine coverage through authorized market access including ALMA and AEU, along with other specialty carriers writing this class. This gives us the ability to place accounts that standard-market agents often cannot.

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What We Need From You to Get a Quote Started

  • Scope of work and job locations (shipboard, dockside, dry dock, or shop)
  • Payroll by class code
  • Current or prior carrier and loss runs
  • Any contract or shipyard requirement for USL&H coverage
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Why Work With a Specialty Agency Instead of a Generalist


  • USL&H is a narrow, federally-regulated line. Most retail agents rarely place it and may not know which markets are currently writing your class.
  • We review your classification codes, payroll reporting, and audit history before you're bound — reducing the chance of a surprise audit bill later.
  • Eligibility for coverage always depends on your specific work, location, and contract terms — we'll tell you plainly if something doesn't fit rather than promising coverage that isn't there.

FREQUENTLY ASKED QUESTIONS


No. We are a licensed insurance agency. We place your USL&H and related marine coverage with authorized insurance carriers on your behalf — we do not underwrite the policy ourselves.

It depends on where your work is performed, the nature of your contract, and the facts of your specific operation. Contact us and we'll help you determine whether it applies to you.

Once we have your scope of work, payroll, and prior loss information, we move quickly — contact us directly to start.

Yes. Difficult loss history or a hard-to-place risk is a large part of what we specialize in.